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| 30 Year Fixed-Conforming |
| 15 Year Fixed-Conforming |
| 5 Year ARM-Conforming |
| 3 Year ARM-Conforming |
| 7 year ARM-Conforming |
| Jumbo 30 Year Fixed |
| Jumbo 15 Year Fixed |
| Jumbo 5 Year ARM |
| Home Equity Line of Credit (HELOC) |
| Jumbo 3 Year ARM |
| Jumbo 7 Year ARM |
| Investment Property Mortgage |
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30 Year Fixed-Conforming
Fixed rate and term, fully amortizing conventional first mortgage loan. No prepayment penalty.
Term: 30 years
Maximum Amount: $417,000
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15 Year Fixed-Conforming
Fixed rate and term, fully amortizing, conventional first mortgage loan. No prepayment penalty.
Term: 15 years
Maximum Amount: $417,000
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5 Year ARM-Conforming
Adjustable rate, first mortgage loan with an initial fixed rate period of 5 years. Upon the expiration of this timeframe, the program allows for increases or decreases to the interest rate after each subsequent 1 year period. Payments are based on a 30 year loan.
Term: 30 years
Maximum Amount: $417,000
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Also available with interest only payments to save you even more money! |
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3 Year ARM-Conforming
Adjustable rate, first mortgage loan with an initial fixed rate period of 3 years. After this timeframe, the program allows for increases or decreases to the interest rate after subsequent 3 year periods. Payments based on 30 year loan.
Term: 30 years
Maximum Amount: $417,000
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3 Year ARM's also available with interest only payments to save you even more money per month! |
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7 year ARM-Conforming
Adjustable rate, first mortgage loan with an initial fixed rate period of 7 years. Upon the expiration of this timeframe, the program allows for increases or decreases to the interest rate after each subsequent 1 year period. Payments are based on a 30 year loan.
Lower rate and payment than a 30 year fixed. The 7 year ARM is ideal for borrowers planning a future move but desiring the safety of a fixed rate in the meantime.
Term: 30 years
Maximum Amount: $417,000
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Also available with interest only payments to save you even more! |
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Jumbo 30 Year Fixed
Fixed rate, fully amortizing first mortgage loan. Available with or without a 3 year prepayment penalty.
Term: 30 years
Maximum Amount: $1,000,000
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Jumbo 15 Year Fixed
Fixed rate, fully amortizing first mortgage loan. Available with or without a prepayment penalty.
Term: 15 years
Maximum Amount: $1,000,000
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Jumbo 5 Year ARM
Adjustable rate, first mortgage loan with an initial fixed rate period of 5 years. At the end of this time, the program allows for limited increases or decreases to the interest rate every year. Payments based on a 30 year loan.
Great alternative to a 30 year fixed.
Term: 30 years
Maximum Amount: $1,000,000
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Looking for a more affordable alternative? Save hundreds of dollars per month by choosing the interest only option. Ask us how! |
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Home Equity Line of Credit (HELOC)
Adjustable rate first or second mortgage loan with an interest rate tied to Prime. Useful as a revolving credit line to meet emergency cash needs or consolidate higher rate, higher payment debts into a more manageable payment.
Term: 10 years
Maximum Amount: $500,000
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Lines available for up to 100% of the equity in your home. |
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Jumbo 3 Year ARM
Adjustable rate, first mortgage loan with an initial fixed rate period of 3 years. After that, the program allows for limited increases or decreases to the interest rate every year. Payments are calculated on a 30 year term.
Term: 30 years
Maximum Amount: $1,000,000
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Save even more with an interest only payment! |
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Jumbo 7 Year ARM
Adjustable rate, first mortgage loan with an initial fixed rate period of 7 years. At the end of this time, the program allows for limited increases or decreases to the interest rate every 7 years. Payments based on a 30 year loan. No prepayment penalty.
Lower rate makes this a great alternative to the 30 year fixed!
Term: 30 years
Maximum Amount: $1,000,000
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Looking for a more affordable alternative? Save hundreds of dollars per month by choosing the interest only option. Ask us how! |
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Investment Property Mortgage
Available for purchase or refinance of your 1-4 family residential rentals. Low points means you save BIG $$ on closing costs.
Term: 30 years
Maximum Amount: $417,000
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Low rate and 30 year amortization help monthly cash flow. |
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Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $1,600. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $1,600. Your actual APR may be different depending upon these factors.
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